AML/CFT Program Development

Design and implement comprehensive anti-money laundering and counter-terrorism financing compliance programs tailored to your regulatory obligations and business model.

Comprehensive AML/CFT Program Development

We help financial institutions and fintech companies design, implement, and maintain robust AML/CFT compliance programs that meet regulatory requirements and protect your business from financial crime risks.

Our Approach

Our AML/CFT program development service includes:

  • Risk Assessment: Comprehensive evaluation of your money laundering and terrorism financing risks
  • Policy Development: Creation of tailored AML/CFT policies and procedures
  • Control Framework: Design of effective monitoring and detection controls
  • Governance Structure: Establishment of clear accountability and oversight mechanisms
  • Documentation: Complete documentation meeting regulatory standards

Regulatory Coverage

We develop programs compliant with:

  • 🇦🇺 Australia: AUSTRAC AML/CTF Act requirements
  • 🇬🇧 United Kingdom: FCA Money Laundering Regulations
  • 🇸🇬 Singapore: MAS AML/CFT requirements
  • 🇳🇿 New Zealand: AML/CFT Act 2009
  • 🇪🇺 European Union: AMLD5/AMLD6 directives

Key Components

Customer Due Diligence (CDD)

  • Customer identification and verification procedures
  • Enhanced due diligence for high-risk customers
  • Ongoing monitoring requirements
  • Record-keeping standards

Transaction Monitoring

  • Suspicious activity detection rules
  • Threshold monitoring
  • Alert investigation procedures
  • Suspicious activity reporting (SAR) processes

Compliance Management

  • Compliance officer responsibilities
  • Training programs
  • Independent audits and testing
  • Regulatory reporting obligations

Deliverables

When you engage us for AML/CFT program development, you receive:

  1. Comprehensive Program Manual: Complete policies and procedures documentation
  2. Risk Assessment Report: Detailed analysis of your ML/TF risks
  3. Control Framework: Documented controls and monitoring systems
  4. Training Materials: Staff training content and delivery
  5. Implementation Roadmap: Step-by-step implementation plan

Who We Help

Our AML/CFT program development services are designed for:

  • New Businesses: Building compliant programs from scratch
  • Existing Businesses: Enhancing or updating current programs
  • License Applicants: Meeting regulatory requirements for licensing
  • Businesses Under Review: Addressing regulatory concerns or findings

Why Choose Us

  • Regulatory Experience: Deep knowledge of AML/CFT requirements across multiple jurisdictions
  • Practical Approach: Programs designed to work in real-world operations
  • Business Alignment: Solutions tailored to your business model and risk profile
  • Ongoing Support: Continued guidance beyond initial implementation

Get Started

Ready to build a robust AML/CFT compliance program? Contact our specialists to discuss your requirements.

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